Terms of Service

DRAFT — pending legal review. These terms govern use of Finance Compliance OS, operated by MarshallRidge Consulting Private Limited ("MarshallRidge"). Signing in or using the platform means your organisation accepts them.

1. What the platform is — and is not

Finance Compliance OS computes MSME payment-compliance positions (Section 43B(h) of the Income-tax Act 1961 / Section 37(2) of the Income-tax Act 2025, read with the MSMED Act 2006), TDS workings, GSTR-2B reconciliations and related outputs from the data your organisation provides. All outputs are computational aids. They are not tax, legal, accounting or professional advice, and no output constitutes an opinion of a Chartered Accountant. Statutory filings remain your responsibility and must be reviewed by a qualified professional.

2. AI-generated content

The Tax Copilot generates answers with AI from your organisation's data. AI output can be incomplete or wrong. Verify any number it gives against the platform's computed reports before relying on it.

3. Your data

Your organisation retains all rights in the data it uploads. MarshallRidge processes it only to provide the service, as described in the Privacy Policy and the data processing terms of the customer agreement. You are responsible for having the authority to upload the data you upload.

4. Acceptable use

No attempts to access other tenants' data, probe or overload the service, or use it for unlawful purposes. Credentials are per person; keep them confidential.

5. Accuracy and assumptions

Computations depend on the completeness and accuracy of your inputs (including vendor Udyam classifications, agreement terms and payment records) and on stated statutory assumptions documented in the methodology note. Where the law is contested (for example the trader-exclusion office memorandum), the platform applies the documented position; your professional advisers may take a different view.

6. Liability

To the maximum extent permitted by law: the platform is provided "as is"; MarshallRidge is not liable for indirect or consequential loss, loss of profits, or tax outcomes (including disallowances, interest or penalties); and MarshallRidge's aggregate liability is capped at the fees paid by your organisation in the twelve months preceding the claim.

7. Availability and changes

We aim for high availability but do not warrant uninterrupted service. Features may evolve; material changes to these terms will be notified in advance.

8. Governing law

These terms are governed by the laws of India; courts at Mumbai have exclusive jurisdiction.

Contact

MarshallRidge Consulting Private Limited · contact@marshallridgeconsulting.in · +91 77188 66506 · Unit No. 52, 2nd Floor, C-39A, Gami Industrial Park, MIDC, Thane, Navi Mumbai 400705.